Your Budget: Rethink Modern Day “Necessities” – Part I


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Compare your monthly expenses to those of your grandparents (maybe even your parents), and you’ll probably find your expense list is quite a bit longer.  Over the decades, more and more conveniences, habits, and gadgets have found their way into our everyday lives.  And gradually we’ve accepted them as normal, even necessary.  (For instance, who thinks […]

8 Ways First-Time Homebuyers Can Prepare for a Mortgage


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When it comes to buying your first home, a lack of knowledge and experience can lead to costly mistakes.  One in four first-time homebuyers say they are completely unfamiliar with the mortgage financing process  Even amount those with an understanding of the overall process, many first-time homebuyers still had significant knowledge gaps in important areas […]

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