8 Ways First-Time Homebuyers Can Prepare for a Mortgage


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When it comes to buying your first home, a lack of knowledge and experience can lead to costly mistakes.  One in four first-time homebuyers say they are completely unfamiliar with the mortgage financing process  Even amount those with an understanding of the overall process, many first-time homebuyers still had significant knowledge gaps in important areas […]

7 Ways You’re Accidentally Improving Your Credit


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There’s little doubt that Americans with higher credit scores get better deals on core consumer items like mortgages, auto loans and credit cards.  In many cases, you might be getting those “good credit” benefits without even knowing it.  In the credit management game, experts call that “accidental improvement” of your credit-and yes, there’s nothing wrong […]

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